UK › £18,000 after tax
£18,000 after tax (2026/27)
On a £18,000 salary in 2026/27 you take home £16,480 a year — £1,373 a month or £317 a week — after £1,086 income tax and £434 National Insurance (England, Wales and Northern Ireland, tax code 1257L, no pension). In Scotland it is £16,519; with a Plan 2 student loan £16,480; with a 5% pension £15,760.
Your pay
Take-home pay
£1,373
take-home pay a month
from a gross of £1,500
Effective tax rate 8.4%Marginal rate 28.0%Total deductions £1,520
Income tax 6.0%National Insurance 2.4%Take-home 91.6%
I want to take home
£
Net pay on my pay stub
£
| Line | A | B | Difference |
|---|
| Line | Monthly | Yearly |
|---|---|---|
| Gross pay | £1,500 | £18,000 |
| Income tax | −£90 | −£1,086 |
| National Insurance | −£36 | −£434 |
| Take-home pay | £1,373 | £16,480 |
take-home pay a month£1,373
£18,000 salary breakdown
| Scenario | Income tax | NI | Other | Take-home / year | Monthly |
|---|---|---|---|---|---|
| England / Wales / NI | £1,086 | £434 | — | £16,480 | £1,373 |
| Scotland | £1,046 | £434 | — | £16,519 | £1,377 |
| With Plan 2 student loan | £1,086 | £434 | £0 loan | £16,480 | £1,373 |
| With 5% pension | £906 | £434 | £900 pension | £15,760 | £1,313 |
Nearby salaries
Frequently asked
What is £18,000 after tax per month?
£1,373 a month in England, Wales and Northern Ireland for 2026/27 (£1,377 in Scotland).
How much tax do I pay on £18,000?
£1,086 income tax plus £434 National Insurance — 8.4% of your pay in total.
What is £18,000 a year per hour?
About £9.23 an hour on a 37.5-hour week, or £8.65 at 40 hours.