India › ₹18 lakh

₹18 lakh salary: in-hand per month (FY 2026–27)

A ₹18 lakh annual salary gives about ₹1,28,233 in hand per month under the new regime in FY 2026–27 — ₹15,38,800 a year after ₹1,50,800 income tax, ₹1,08,000 employee PF and ₹2,400 professional tax. Under the old regime with ₹1.5 lakh in 80C it is ₹1,15,512 per month (₹3,03,451 tax).

Your pay

Gross salary (CTC minus employer PF)
₹
Tax regime
Basic salary (% of gross)
Professional tax / yr
Old-regime deductions
80C (incl. PF, max 1.5L)
HRA exempt / other

FY 2026–27 (AY 2027–28): new regime slabs 0–30%, ₹75,000 standard deduction, zero tax up to ₹12 lakh taxable income (rebate), 4% cess. Old regime: ₹50,000 standard deduction, 80C, HRA.

In-hand salary

85.5%Take-home
₹1,28,233
in-hand salary a month
from a gross of ₹1,50,000
Effective tax rate 8.5%Marginal rate 20.8%Total deductions ₹1,53,200
Income tax 8.4%Professional tax 0.1%Deductions 6.0%Take-home 85.5%
LineMonthlyYearly
Gross pay₹1,50,000₹18,00,000
Income tax (new regime, incl. 4% cess)−₹12,567−₹1,50,800
Employee PF (12% of basic)−₹9,000−₹1,08,000
Professional tax−₹200−₹2,400
In-hand salary₹1,28,233₹15,38,800

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Frequently asked

How much tax on ₹18 lakh salary?

₹1,50,800 a year under the new regime (including 4% cess), ₹3,03,451 under the old regime with full 80C.

₹18 lakh per annum is how much per month?

₹1,50,000 gross per month; about ₹1,28,233 in hand after tax, PF and professional tax.