India › EMI calculator › ₹15 lakh
₹15 lakh home loan EMI (2026)
The EMI on a ₹15 lakh home loan at 8.5% for 20 years is ₹13,017 a month. Over the loan you repay ₹31,24,164 — ₹16,24,164 of it interest. For 15 years the EMI is ₹14,771; for 30 years ₹11,534.
Your numbers
Result
Monthly EMI
Principal
Total interest
Total payment
| Year | Principal | Interest | Balance |
|---|
₹15 lakh EMI by rate and tenure
| Rate | 10 yrs | 15 yrs | 20 yrs | 25 yrs | 30 yrs |
|---|---|---|---|---|---|
| 7.5% | ₹17,805 | ₹13,905 | ₹12,084 | ₹11,085 | ₹10,488 |
| 8% | ₹18,199 | ₹14,335 | ₹12,547 | ₹11,577 | ₹11,006 |
| 8.5% | ₹18,598 | ₹14,771 | ₹13,017 | ₹12,078 | ₹11,534 |
| 9% | ₹19,001 | ₹15,214 | ₹13,496 | ₹12,588 | ₹12,069 |
| 9.5% | ₹19,410 | ₹15,663 | ₹13,982 | ₹13,105 | ₹12,613 |
| 10% | ₹19,823 | ₹16,119 | ₹14,475 | ₹13,631 | ₹13,164 |