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₹25,000 SIP for 15 years: maturity value
Investing ₹25,000 every month for 15 years at 12% grows to ₹1,26,14,400: ₹45,00,000 invested plus ₹81,14,400 in returns (2.80× your money). At 10% it is ₹1,04,48,107; at 15%, ₹1,69,21,577.
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