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Take-home pay in Phoenix, AZ (2026)

Phoenix has no city income tax; Arizona state tax is the only line below the federal ones. A $75,000 salary in Phoenix takes home about $60,120 a year in 2026 — $5,010 a month or $2,312 every two weeks — for a single filer with no pre-tax deductions.

Your pay

Gross pay
$
State
Filing status
401(k) / 403(b) %
Bonus (one-off)
Pre-tax deductions & HSA
Health premiums / yr
HSA / yr
Other pre-tax / yr
Custom local rate %

401(k) lowers income tax but not Social Security/Medicare. Health premiums and HSA through a cafeteria plan lower both.

W-4 details (2020 or later form)
Step 3: dependents credit $
Step 4a: other income / yr
Step 4b: extra deductions / yr
Step 4c: extra withholding / check
Paychecks per year (for 4c)
Tax tables

Leave blank for standard withholding. Dependents: $2,000 per qualifying child, $500 per other dependent.

Take-home pay

80.2%take-home
$2,312
take-home pay every two weeks
from a gross of $2,885
Effective tax rate 19.8%Marginal rate 32.1%Total taxes $14,880
Federal tax 10.2%FICA 7.6%State 2.0%Take-home 80.2%
LineBi-weeklyYearly
Gross pay$2,885$75,000
Federal income tax−$295−$7,670
Social Security (6.2%)−$179−$4,650
Medicare (1.45%)−$42−$1,088
Arizona state income tax−$57−$1,472
Take-home pay$2,312$60,120

Take-home pay in Phoenix by salary

SalaryArizona taxCity taxTake-home (single)Bi-weeklyTake-home (married)
$40,000$598$0$33,722$1,297$35,965
$50,000$848$0$41,508$1,596$43,950
$60,000$1,098$0$49,292$1,896$51,875
$70,000$1,348$0$56,728$2,182$59,660
$75,000$1,472$0$60,120$2,312$63,552
$80,000$1,598$0$63,512$2,443$67,445
$90,000$1,848$0$70,298$2,704$75,230
$100,000$2,098$0$77,082$2,965$83,015
$120,000$2,598$0$90,652$3,487$98,585
$150,000$3,348$0$110,444$4,248$120,240

What is left after rent in Phoenix · Arizona paycheck calculator · All cities