Paycheck calculator › After taxes and rent › Jacksonville
Take-home pay after taxes and rent in Jacksonville (2026)
A typical one-bedroom in Jacksonville rents for $1,382 a month (HUD FY2026 Fair Market Rent). On a $75,000 salary the take-home is $5,133 a month, which leaves $3,751 after rent — rent takes 26.9% of take-home (within the 30% guideline). To keep a one-bedroom at 30% of take-home you need to earn about $66,086 a year in Jacksonville; a two-bedroom ($1,658) needs $81,720. The calculator is in reverse mode with that target.
Your pay
Take-home pay
| Line | A | B | Difference |
|---|
| Line | Monthly | Yearly |
|---|---|---|
| Gross pay | $5,507 | $66,086 |
| Federal income tax | −$479 | −$5,750 |
| Taxable income $49,986 = wages $66,086 − standard deduction $16,100, through the 2026 brackets (10%/12%/22%/24%/32%/35%/37%). | ||
| Social Security (6.2%) | −$341 | −$4,097 |
| 6.2% of $66,086. | ||
| Medicare (1.45%) | −$80 | −$958 |
| 1.45% of $66,086. | ||
| Florida state income tax (none) | −$0 | −$0 |
| Florida has no state income tax on wages. | ||
| Take-home pay | $4,607 | $55,280 |
What is left after rent in Jacksonville, by salary
| Salary | Take-home / mo | After studio ($1,355) | After 1-bed ($1,382) | After 2-bed ($1,658) | 1-bed share |
|---|---|---|---|---|---|
| $40,000 | $2,860 | $1,505 | $1,478 | $1,202 | 48.3% |
| $50,000 | $3,530 | $2,175 | $2,148 | $1,872 | 39.2% |
| $60,000 | $4,199 | $2,844 | $2,817 | $2,541 | 32.9% |
| $70,000 | $4,840 | $3,485 | $3,458 | $3,182 | 28.6% |
| $75,000 | $5,133 | $3,778 | $3,751 | $3,475 | 26.9% |
| $80,000 | $5,426 | $4,071 | $4,044 | $3,768 | 25.5% |
| $90,000 | $6,012 | $4,657 | $4,630 | $4,354 | 23.0% |
| $100,000 | $6,598 | $5,243 | $5,216 | $4,940 | 20.9% |
| $120,000 | $7,771 | $6,416 | $6,389 | $6,113 | 17.8% |
| $150,000 | $9,483 | $8,128 | $8,101 | $7,825 | 14.6% |
Rents are HUD Fair Market Rents for FY2026 (the 40th-percentile gross rent, utilities included, for the metro area — a modest, typical unit, not a luxury one). Take-home is for a single filer with no pre-tax deductions, 2026 tables, city tax where it applies. The 30% rule compares rent with take-home pay, not gross.
Salary needed to afford rent in Jacksonville
| Unit | HUD FMR / mo | Take-home needed / mo | Salary needed / yr | Hourly (40 h) |
|---|---|---|---|---|
| Studio | $1,355 | $4,517 | — | — |
| One bedroom | $1,382 | $4,607 | $66,086 | $31.77 |
| Two bedrooms | $1,658 | $5,527 | $81,720 | $39.29 |
| Three bedrooms | $2,043 | $6,810 | — | — |
Jacksonville paycheck calculator · All cities after rent
Frequently asked
How much do I need to make to live in Jacksonville?
About $66,086 a year for a one-bedroom at 30% of take-home ($81,720 for a two-bedroom), before other costs. HUD's FY2026 Fair Market Rent for a one-bedroom is $1,382.
Is $75,000 enough to live in Jacksonville?
After taxes it is $5,133 a month; a typical one-bedroom leaves $3,751 for everything else, so rent is 26.9% of take-home.
Where do the rents come from?
HUD Fair Market Rents, FY2026: the 40th-percentile gross rent (with utilities) for the metro area, published yearly and refreshed here automatically every October.