Paycheck calculator › After taxes and rent › St. Louis › $50,000
$50,000 after taxes and rent in St. Louis (2026)
A $50,000 salary in St. Louis takes home $3,374 a month after federal tax, FICA, Missouri state tax and St. Louis city tax. A typical one-bedroom costs $995 (HUD FY2026), leaving $2,379 a month for everything else — rent is 29.5% of take-home, within the 30% guideline. A studio leaves $2,419; a two-bedroom $2,156.
Your pay
Take-home pay
$3,374
take-home pay a month
from a gross of $4,167
Effective tax rate 19.0%Marginal rate 27.1%Total taxes $9,513
Federal tax 7.6%FICA 7.6%State 2.7%Local 1.0%Take-home 81.0%
I want to take home
$
Net pay on my pay stub
$
| Line | A | B | Difference |
|---|
| Line | Monthly | Yearly |
|---|---|---|
| Gross pay | $4,167 | $50,000 |
| Federal income tax | −$318 | −$3,820 |
| Taxable income $33,900 = wages $50,000 − standard deduction $16,100, through the 2026 brackets (10%/12%/22%/24%/32%/35%/37%). | ||
| Social Security (6.2%) | −$258 | −$3,100 |
| 6.2% of $50,000. | ||
| Medicare (1.45%) | −$60 | −$725 |
| 1.45% of $50,000. | ||
| Missouri state income tax | −$114 | −$1,368 |
| Taxable $32,945 = wages $50,000 − deduction $16,100. Brackets 0%/2%/2.5%/3%/3.5%/4%/4.5%/4.7%. | ||
| St. Louis (1%) | −$42 | −$500 |
| 1% of wages. | ||
| Take-home pay | $3,374 | $40,487 |
take-home pay a month$3,374
$50,000 in St. Louis: monthly budget after rent
| Unit | HUD FMR | Left after rent / mo | Rent share of take-home |
|---|---|---|---|
| Studio | $955 | $2,419 | 28.3% |
| One bedroom | $995 | $2,379 | 29.5% |
| Two bedrooms | $1,218 | $2,156 | 36.1% |
| Three bedrooms | $1,568 | $1,806 | 46.5% |
Rents are HUD Fair Market Rents for FY2026 (the 40th-percentile gross rent, utilities included, for the metro area — a modest, typical unit, not a luxury one). Take-home is for a single filer with no pre-tax deductions, 2026 tables, city tax where it applies. The 30% rule compares rent with take-home pay, not gross.