Paycheck calculator › After taxes and rent › St. Louis › $75,000
$75,000 after taxes and rent in St. Louis (2026)
A $75,000 salary in St. Louis takes home $4,859 a month after federal tax, FICA, Missouri state tax and St. Louis city tax. A typical one-bedroom costs $995 (HUD FY2026), leaving $3,864 a month for everything else — rent is 20.5% of take-home, within the 30% guideline. A studio leaves $3,904; a two-bedroom $3,641.
Your pay
Take-home pay
$4,859
take-home pay a month
from a gross of $6,250
Effective tax rate 22.3%Marginal rate 35.2%Total taxes $16,691
Federal tax 10.2%FICA 7.6%State 3.4%Local 1.0%Take-home 77.7%
I want to take home
$
Net pay on my pay stub
$
| Line | A | B | Difference |
|---|
| Line | Monthly | Yearly |
|---|---|---|
| Gross pay | $6,250 | $75,000 |
| Federal income tax | −$639 | −$7,670 |
| Taxable income $58,900 = wages $75,000 − standard deduction $16,100, through the 2026 brackets (10%/12%/22%/24%/32%/35%/37%). | ||
| Social Security (6.2%) | −$388 | −$4,650 |
| 6.2% of $75,000. | ||
| Medicare (1.45%) | −$91 | −$1,088 |
| 1.45% of $75,000. | ||
| Missouri state income tax | −$211 | −$2,534 |
| Taxable $57,750 = wages $75,000 − deduction $16,100. Brackets 0%/2%/2.5%/3%/3.5%/4%/4.5%/4.7%. | ||
| St. Louis (1%) | −$62 | −$750 |
| 1% of wages. | ||
| Take-home pay | $4,859 | $58,309 |
take-home pay a month$4,859
$75,000 in St. Louis: monthly budget after rent
| Unit | HUD FMR | Left after rent / mo | Rent share of take-home |
|---|---|---|---|
| Studio | $955 | $3,904 | 19.7% |
| One bedroom | $995 | $3,864 | 20.5% |
| Two bedrooms | $1,218 | $3,641 | 25.1% |
| Three bedrooms | $1,568 | $3,291 | 32.3% |
Rents are HUD Fair Market Rents for FY2026 (the 40th-percentile gross rent, utilities included, for the metro area — a modest, typical unit, not a luxury one). Take-home is for a single filer with no pre-tax deductions, 2026 tables, city tax where it applies. The 30% rule compares rent with take-home pay, not gross.