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Iowa paycheck calculator 2026

Iowa has a flat income tax of 3.8% after the federal standard deduction. A $60,000 salary in Iowa takes home about $48,762 a year in 2026 — $4,063 a month or $1,875 every two weeks for a single filer. Adjust the numbers below for your own pay, filing status and deductions.

Your pay

Gross pay
$
State
Filing status
401(k) / 403(b) %
Bonus (one-off)
Pre-tax deductions & HSA
Health premiums / yr
HSA / yr
Other pre-tax / yr
Custom local rate %

401(k) lowers income tax but not Social Security/Medicare. Health premiums and HSA through a cafeteria plan lower both.

W-4 details (2020 or later form)
Step 3: dependents credit $
Step 4a: other income / yr
Step 4b: extra deductions / yr
Step 4c: extra withholding / check
Paychecks per year (for 4c)
Tax tables

Leave blank for standard withholding. Dependents: $2,000 per qualifying child, $500 per other dependent.

Take-home pay

81.3%take-home
$1,875
take-home pay every two weeks
from a gross of $2,308
Effective tax rate 18.7%Marginal rate 23.5%Total taxes $11,238
Federal tax 8.4%FICA 7.6%State 2.7%Take-home 81.3%
LineBi-weeklyYearly
Gross pay$2,308$60,000
Federal income tax−$193−$5,020
Social Security (6.2%)−$143−$3,720
Medicare (1.45%)−$33−$870
Iowa state income tax−$63−$1,628
Take-home pay$1,875$48,762

Take-home pay in Iowa by salary (2026)

SalaryIowa taxTake-home (single)MonthlyBi-weeklyTake-home (married)
$30,000$488$25,797$2,150$992$27,705
$35,000$678$29,624$2,469$1,139$32,016
$40,000$868$33,452$2,788$1,287$35,944
$45,000$1,058$37,279$3,107$1,434$39,871
$50,000$1,248$41,107$3,426$1,581$43,799
$55,000$1,438$44,934$3,745$1,728$47,726
$60,000$1,628$48,762$4,063$1,875$51,594
$65,000$1,818$52,589$4,382$2,023$55,421
$70,000$2,008$56,067$4,672$2,156$59,249
$75,000$2,198$59,394$4,950$2,284$63,076
$80,000$2,388$62,722$5,227$2,412$66,904
$85,000$2,578$66,049$5,504$2,540$70,731
$90,000$2,768$69,377$5,781$2,668$74,559
$95,000$2,958$72,704$6,059$2,796$78,386
$100,000$3,148$76,032$6,336$2,924$82,214
$110,000$3,528$82,687$6,891$3,180$89,869
$120,000$3,908$89,342$7,445$3,436$97,524
$125,000$4,098$92,605$7,717$3,562$101,351
$130,000$4,288$95,833$7,986$3,686$105,179
$140,000$4,668$102,288$8,524$3,934$112,134
$150,000$5,048$108,743$9,062$4,182$118,789
$160,000$5,428$115,198$9,600$4,431$125,444
$175,000$5,998$124,880$10,407$4,803$135,426
$200,000$6,948$141,979$11,832$5,461$153,025
$250,000$8,848$174,334$14,528$6,705$188,822
$300,000$10,748$204,429$17,036$7,863$223,747

Single and married-filing-jointly, no pre-tax deductions, Iowa default local tax where one applies. Iowa figures use the 2026 state tables.

Hourly wages in Iowa

Compare with other states

Frequently asked

How much is $60,000 after taxes in Iowa?

About $48,762 a year, $4,063 a month or $1,875 per bi-weekly paycheck for a single filer in 2026: $5,020 federal income tax, $4,590 FICA and $1,628 Iowa state tax.

What is the Iowa state income tax rate?

Iowa has a flat income tax of 3.8% after the federal standard deduction.

Does Iowa have local income taxes?

No. Cities and counties in Iowa do not levy their own wage taxes, so state tax is the only line below the federal ones.

How is federal tax calculated?

Wages minus pre-tax deductions minus the 2026 standard deduction ($16,100 single / $32,200 married) run through the seven federal brackets from 10% to 37%. Social Security is 6.2% up to $184,500; Medicare is 1.45% with an extra 0.9% above $200,000.