Loan calculator › $10,000 loan
$10,000 loan: monthly payment (2026)
A $10,000 personal loan at 12% APR costs $222.44 a month over 5 years ($3,347 interest) or $332.14 over 3 years ($1,957 interest). Change the rate and term to match your offer.
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Result
Monthly payment
Total repaid
Total interest
Payments
| Year | Principal | Interest | Balance |
|---|
$10,000 loan by APR and term
| APR | 3 years | 5 years | 7 years |
|---|---|---|---|
| 6% | $304.22 | $193.33 | $146.09 |
| 8% | $313.36 | $202.76 | $155.86 |
| 10% | $322.67 | $212.47 | $166.01 |
| 12% | $332.14 | $222.44 | $176.53 |
| 15% | $346.65 | $237.90 | $192.97 |
| 18% | $361.52 | $253.93 | $210.18 |
| 24% | $392.33 | $287.68 | $246.76 |