Loan calculator › $5,000 loan
$5,000 loan: monthly payment (2026)
A $5,000 personal loan at 12% APR costs $111.22 a month over 5 years ($1,673 interest) or $166.07 over 3 years ($979 interest). Change the rate and term to match your offer.
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Result
Monthly payment
Total repaid
Total interest
Payments
| Year | Principal | Interest | Balance |
|---|
$5,000 loan by APR and term
| APR | 3 years | 5 years | 7 years |
|---|---|---|---|
| 6% | $152.11 | $96.66 | $73.04 |
| 8% | $156.68 | $101.38 | $77.93 |
| 10% | $161.34 | $106.24 | $83.01 |
| 12% | $166.07 | $111.22 | $88.26 |
| 15% | $173.33 | $118.95 | $96.48 |
| 18% | $180.76 | $126.97 | $105.09 |
| 24% | $196.16 | $143.84 | $123.38 |