Loan calculator › $30,000 loan
$30,000 loan: monthly payment (2026)
A $30,000 personal loan at 12% APR costs $667.33 a month over 5 years ($10,040 interest) or $996.43 over 3 years ($5,871 interest). Change the rate and term to match your offer.
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Result
Monthly payment
Total repaid
Total interest
Payments
| Year | Principal | Interest | Balance |
|---|
$30,000 loan by APR and term
| APR | 3 years | 5 years | 7 years |
|---|---|---|---|
| 6% | $912.66 | $579.98 | $438.26 |
| 8% | $940.09 | $608.29 | $467.59 |
| 10% | $968.02 | $637.41 | $498.04 |
| 12% | $996.43 | $667.33 | $529.58 |
| 15% | $1,039.96 | $713.70 | $578.90 |
| 18% | $1,084.57 | $761.80 | $630.54 |
| 24% | $1,176.99 | $863.04 | $740.27 |