Paycheck calculator › After taxes and rent › Minneapolis › $80,000
$80,000 after taxes and rent in Minneapolis (2026)
A $80,000 salary in Minneapolis takes home $5,070 a month after federal tax, FICA, Minnesota state tax. A typical one-bedroom costs $1,405 (HUD FY2026), leaving $3,665 a month for everything else — rent is 27.7% of take-home, within the 30% guideline. A studio leaves $3,828; a two-bedroom $3,361.
Your pay
Take-home pay
$5,070
take-home pay a month
from a gross of $6,667
Effective tax rate 23.9%Marginal rate 36.9%Total taxes $19,159
Federal tax 11.0%FICA 7.6%State 5.3%Take-home 76.1%
I want to take home
$
Net pay on my pay stub
$
| Line | A | B | Difference |
|---|
| Line | Monthly | Yearly |
|---|---|---|
| Gross pay | $6,667 | $80,000 |
| Federal income tax | −$731 | −$8,770 |
| Taxable income $63,900 = wages $80,000 − standard deduction $16,100, through the 2026 brackets (10%/12%/22%/24%/32%/35%/37%). | ||
| Social Security (6.2%) | −$413 | −$4,960 |
| 6.2% of $80,000. | ||
| Medicare (1.45%) | −$97 | −$1,160 |
| 1.45% of $80,000. | ||
| Minnesota state income tax | −$326 | −$3,917 |
| Taxable $64,700 = wages $80,000 − deduction $15,300. Brackets 5.35%/6.8%/7.85%/9.85%. | ||
| MN Paid Leave | −$29 | −$352 |
| 0.44% of wages up to $184,500. | ||
| Take-home pay | $5,070 | $60,841 |
take-home pay a month$5,070
$80,000 in Minneapolis: monthly budget after rent
| Unit | HUD FMR | Left after rent / mo | Rent share of take-home |
|---|---|---|---|
| Studio | $1,242 | $3,828 | 24.5% |
| One bedroom | $1,405 | $3,665 | 27.7% |
| Two bedrooms | $1,709 | $3,361 | 33.7% |
| Three bedrooms | $2,262 | $2,808 | 44.6% |
Rents are HUD Fair Market Rents for FY2026 (the 40th-percentile gross rent, utilities included, for the metro area — a modest, typical unit, not a luxury one). Take-home is for a single filer with no pre-tax deductions, 2026 tables, city tax where it applies. The 30% rule compares rent with take-home pay, not gross.