Paycheck calculator › After taxes and rent › Minneapolis › $90,000
$90,000 after taxes and rent in Minneapolis (2026)
A $90,000 salary in Minneapolis takes home $5,596 a month after federal tax, FICA, Minnesota state tax. A typical one-bedroom costs $1,405 (HUD FY2026), leaving $4,191 a month for everything else — rent is 25.1% of take-home, within the 30% guideline. A studio leaves $4,354; a two-bedroom $3,887.
Your pay
Take-home pay
$5,596
take-home pay a month
from a gross of $7,500
Effective tax rate 25.4%Marginal rate 36.9%Total taxes $22,848
Federal tax 12.2%FICA 7.6%State 5.5%Take-home 74.6%
I want to take home
$
Net pay on my pay stub
$
| Line | A | B | Difference |
|---|
| Line | Monthly | Yearly |
|---|---|---|
| Gross pay | $7,500 | $90,000 |
| Federal income tax | −$914 | −$10,970 |
| Taxable income $73,900 = wages $90,000 − standard deduction $16,100, through the 2026 brackets (10%/12%/22%/24%/32%/35%/37%). | ||
| Social Security (6.2%) | −$465 | −$5,580 |
| 6.2% of $90,000. | ||
| Medicare (1.45%) | −$109 | −$1,305 |
| 1.45% of $90,000. | ||
| Minnesota state income tax | −$383 | −$4,597 |
| Taxable $74,700 = wages $90,000 − deduction $15,300. Brackets 5.35%/6.8%/7.85%/9.85%. | ||
| MN Paid Leave | −$33 | −$396 |
| 0.44% of wages up to $184,500. | ||
| Take-home pay | $5,596 | $67,152 |
take-home pay a month$5,596
$90,000 in Minneapolis: monthly budget after rent
| Unit | HUD FMR | Left after rent / mo | Rent share of take-home |
|---|---|---|---|
| Studio | $1,242 | $4,354 | 22.2% |
| One bedroom | $1,405 | $4,191 | 25.1% |
| Two bedrooms | $1,709 | $3,887 | 30.5% |
| Three bedrooms | $2,262 | $3,334 | 40.4% |
Rents are HUD Fair Market Rents for FY2026 (the 40th-percentile gross rent, utilities included, for the metro area — a modest, typical unit, not a luxury one). Take-home is for a single filer with no pre-tax deductions, 2026 tables, city tax where it applies. The 30% rule compares rent with take-home pay, not gross.