Paycheck calculator › Subscription finder
Subscription and recurring-charge finder (free, private)
Drop in a few months of statements and every recurring charge appears with its cadence, its yearly cost and whether the price crept up — the forgotten gym, the trial that converted, the two cloud plans. Unlike the apps, this one never sees your bank login: the statements stay in your browser.
Everything happens in your browser: the files are read locally and nothing is uploaded to paysums or anyone else. Close the tab and it is gone.
What to do with the list
- Cancel from the payee's site or app, then watch the next statement — some keep billing.
- Yearly renewals are the expensive surprises; the finder shows the renewal date so you can set a reminder a week before.
- Price rises: the finder shows the first and current amount; most services let you drop to a cheaper tier on request.
Frequently asked
How does it detect a subscription?
The same payee billed at a steady interval (weekly, bi-weekly, monthly, quarterly, yearly) for a near-identical amount, at least twice. Three or more months of statements give the best results.
Does it connect to my bank?
No. It reads the statement files you choose, in your browser.
Why is a utility bill listed?
Variable bills that stay within 15% are treated as recurring; they are still worth seeing in one place.