Paycheck calculator › Take-home pay by state

Take-home pay by state (2026): all 50 states + DC ranked

On a $75,000 salary a single filer keeps $61,592 in Alaska and $56,006 in Oregon — a gap of $5,587 a year ($466 a month) from state taxes alone. Federal tax and FICA are identical everywhere ($13,408, 17.9% of pay); the nine states without a wage tax tie for first, and North Dakota is the best of the states that do tax wages ($203 in state tax). Pick a salary below for its own ranking, or open a state for the full paycheck breakdown.

$75,000 salary — single filer, ranked by take-home pay

#StateTake-home / yearPer monthState taxAll taxesEffective ratevs best
1Alaska$61,592$5,133$0$13,40817.9%
2Florida$61,592$5,133$0$13,40817.9%
3Nevada$61,592$5,133$0$13,40817.9%
4New Hampshire$61,592$5,133$0$13,40817.9%
5South Dakota$61,592$5,133$0$13,40817.9%
6Tennessee$61,592$5,133$0$13,40817.9%
7Texas$61,592$5,133$0$13,40817.9%
8Wyoming$61,592$5,133$0$13,40817.9%
9North Dakota$61,389$5,116$203$13,61118.1%−$203
10Washington$60,552$5,046$1,040$14,44819.3%−$1,040
11Ohio$60,306$5,025$1,287$14,69419.6%−$1,287
12Arizona$60,120$5,010$1,472$14,88019.8%−$1,472
13Louisiana$59,729$4,977$1,864$15,27120.4%−$1,864
14Indiana$59,410$4,951$2,183$15,59020.8%−$2,183
15Iowa$59,394$4,950$2,198$15,60620.8%−$2,198
16Mississippi$59,324$4,944$2,268$15,67620.9%−$2,268
17Pennsylvania$59,238$4,936$2,355$15,76221.0%−$2,355
18New Mexico$59,233$4,936$2,359$15,76721.0%−$2,359
19North Carolina$59,109$4,926$2,484$15,89121.2%−$2,484
20Vermont$59,103$4,925$2,490$15,89721.2%−$2,490
21Kentucky$59,085$4,924$2,507$15,91521.2%−$2,507
22Nebraska$59,060$4,922$2,533$15,94021.3%−$2,533
23Missouri$59,059$4,922$2,534$15,94121.3%−$2,534
24West Virginia$59,047$4,921$2,546$15,95321.3%−$2,546
25Arkansas$58,880$4,907$2,712$16,12021.5%−$2,712
26Oklahoma$58,763$4,897$2,830$16,23721.6%−$2,830
27Idaho$58,726$4,894$2,867$16,27421.7%−$2,867
28Montana$58,716$4,893$2,877$16,28421.7%−$2,877
29South Carolina$58,715$4,893$2,878$16,28521.7%−$2,878
30Colorado$58,663$4,889$2,929$16,33721.8%−$2,929
31Michigan$58,656$4,888$2,937$16,34421.8%−$2,937
32Wisconsin$58,649$4,887$2,943$16,35121.8%−$2,943
33Utah$58,611$4,884$2,982$16,38921.9%−$2,982
34Georgia$58,598$4,883$2,994$16,40221.9%−$2,994
35New Jersey$58,491$4,874$3,101$16,50922.0%−$3,101
36Alabama$58,466$4,872$3,126$16,53422.0%−$3,126
37Rhode Island$58,422$4,868$3,171$16,57822.1%−$3,171
38Maryland$58,394$4,866$3,199$16,60622.1%−$3,199
39Maine$58,235$4,853$3,358$16,76522.4%−$3,358
40Kansas$58,207$4,851$3,385$16,79322.4%−$3,385
41District of Columbia$58,164$4,847$3,428$16,83622.4%−$3,428
42Virginia$58,094$4,841$3,498$16,90622.5%−$3,498
43Illinois$58,025$4,835$3,568$16,97522.6%−$3,568
44Delaware$57,984$4,832$3,609$17,01622.7%−$3,609
45California$57,843$4,820$3,750$17,15722.9%−$3,750
46Connecticut$57,842$4,820$3,750$17,15822.9%−$3,750
47Massachusetts$57,818$4,818$3,775$17,18222.9%−$3,775
48New York$57,784$4,815$3,808$17,21623.0%−$3,808
49Minnesota$57,686$4,807$3,907$17,31423.1%−$3,907
50Hawaii$57,048$4,754$4,545$17,95223.9%−$4,545
51Oregon$56,006$4,667$5,587$18,99425.3%−$5,587

$75,000 salary — married filing jointly, one earner

#StateTake-home / yearPer monthState taxAll taxesEffective ratevs best
1Alaska$64,622$5,385$0$10,37813.8%
2Florida$64,622$5,385$0$10,37813.8%
3Nevada$64,622$5,385$0$10,37813.8%
4New Hampshire$64,622$5,385$0$10,37813.8%
5North Dakota$64,622$5,385$0$10,37813.8%
6South Dakota$64,622$5,385$0$10,37813.8%
7Tennessee$64,622$5,385$0$10,37813.8%
8Texas$64,622$5,385$0$10,37813.8%
9Wyoming$64,622$5,385$0$10,37813.8%
10Washington$63,582$5,299$1,040$11,41815.2%−$1,040
11Arizona$63,552$5,296$1,070$11,44815.3%−$1,070
12Ohio$63,336$5,278$1,287$11,66415.6%−$1,287
13New Mexico$63,193$5,266$1,429$11,80715.7%−$1,429
14Louisiana$63,145$5,262$1,478$11,85515.8%−$1,478
15Iowa$63,076$5,256$1,546$11,92415.9%−$1,546
16Vermont$62,978$5,248$1,645$12,02216.0%−$1,645
17Utah$62,971$5,248$1,651$12,02916.0%−$1,651
18Nebraska$62,969$5,247$1,653$12,03116.0%−$1,653
19Idaho$62,864$5,239$1,758$12,13616.2%−$1,758
20Missouri$62,824$5,235$1,798$12,17616.2%−$1,798
21Maine$62,755$5,230$1,868$12,24516.3%−$1,868
22New Jersey$62,717$5,226$1,905$12,28316.4%−$1,905
23South Carolina$62,711$5,226$1,912$12,28916.4%−$1,912
24Mississippi$62,686$5,224$1,936$12,31416.4%−$1,936
25California$62,682$5,224$1,940$12,31816.4%−$1,940
26North Carolina$62,647$5,221$1,975$12,35316.5%−$1,975
27Montana$62,611$5,218$2,012$12,38916.5%−$2,012
28Indiana$62,469$5,206$2,154$12,53116.7%−$2,154
29Colorado$62,402$5,200$2,221$12,59816.8%−$2,221
30Georgia$62,377$5,198$2,246$12,62316.8%−$2,246
31Oklahoma$62,316$5,193$2,306$12,68416.9%−$2,306
32Wisconsin$62,301$5,192$2,322$12,69916.9%−$2,322
33Pennsylvania$62,268$5,189$2,355$12,73217.0%−$2,355
34District of Columbia$62,240$5,187$2,382$12,76017.0%−$2,382
35Kentucky$62,233$5,186$2,390$12,76717.0%−$2,390
36West Virginia$62,168$5,181$2,454$12,83217.1%−$2,454
37Kansas$62,094$5,175$2,528$12,90617.2%−$2,528
38Rhode Island$62,069$5,172$2,554$12,93117.2%−$2,554
39Arkansas$62,036$5,170$2,587$12,96417.3%−$2,587
40Michigan$61,936$5,161$2,686$13,06417.4%−$2,686
41Minnesota$61,917$5,160$2,705$13,08317.4%−$2,705
42Maryland$61,735$5,145$2,888$13,26517.7%−$2,888
43Virginia$61,681$5,140$2,942$13,31917.8%−$2,942
44Alabama$61,584$5,132$3,038$13,41617.9%−$3,038
45Hawaii$61,447$5,121$3,175$13,55318.1%−$3,175
46New York$61,416$5,118$3,206$13,58418.1%−$3,206
47Connecticut$61,372$5,114$3,250$13,62818.2%−$3,250
48Delaware$61,338$5,112$3,284$13,66218.2%−$3,284
49Illinois$61,200$5,100$3,423$13,80018.4%−$3,423
50Massachusetts$61,068$5,089$3,555$13,93218.6%−$3,555
51Oregon$59,600$4,967$5,022$15,40020.5%−$5,022

How these rankings are calculated

Every figure is computed by the same engine as the paycheck calculator, with 2026 tables: federal income tax after the $16,100 standard deduction ($32,200 married filing jointly), Social Security 6.2% up to $184,500, Medicare 1.45%, and each state's own income tax with its standard deduction, exemptions and credits, plus mandatory state payroll premiums (CA SDI, NJ, NY PFL/SDI, WA Paid Leave and WA Cares, MA PFML and similar). No local income tax (so New York City, Philadelphia and Maryland counties are not included), no 401(k) or health deductions, no dependents, no other income. Married rows assume one earner. Ranking is by net pay; states with the same net pay share a position in the order shown. The full table for every salary and filing status is in open data (CSV, CC BY 4.0) and is regenerated whenever a tax table changes.

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Frequently asked

Which state has the highest take-home pay?

The nine states with no tax on wages — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming — tie: on $75,000 a single filer keeps $61,592. Washington residents do pay about 1.3% in Paid Leave and WA Cares premiums, which puts it a few hundred dollars below the others.

Which state has the lowest take-home pay?

Oregon on $75,000 ($56,006); at $500,000 it is California, because top brackets differ more than bottom ones. Oregon, Hawaii and California are always in the bottom five for mid-range salaries.

Does this include city taxes?

No. The rankings compare states on state law only. New York City adds roughly 3–4%, Philadelphia 3.75%, and Maryland counties 2.25–3.2% — use the city pages for those.

Why is the gap between states smaller than the tax-rate gap?

State income tax is deductible from nothing here (the standard deduction is used federally), but it only applies to income above each state's deductions and exemptions, and it is a small share of pay compared with federal tax and FICA, which are the same everywhere.