Paycheck calculator › Open data
Open data: 2026 tax tables and rates (CSV / JSON)
The exact tables behind every paysums calculator, free to download and reuse: federal and state income tax for 2026, sales tax by state and city, VAT/GST for 38 countries, weekly mortgage rates, and the full data files for the UK, Canada, Australia, India, Germany and France. Each file names its official source and as-of year; a weekly check against those sources updates the files automatically.
Licence: our compilation is released under Creative Commons Attribution 4.0 (CC BY 4.0). Use it in articles, apps, spreadsheets or research; cite as “paysums.com, 2026 tax tables, https://paysums.com/open-data/”. The underlying figures are statutory tables and rates published by governments (US federal and state works and statutes are public domain; UK figures under the Open Government Licence; EU Commission VAT tables under CC BY 4.0), so they carry no restriction of ours. Exception: the weekly mortgage-rate file reproduces Freddie Mac PMMS averages, which Freddie Mac allows “with proper attribution” — credit Source: Freddie Mac when you use it. Nothing here is tax advice.
| File | What it contains | Size |
|---|---|---|
| us-federal-income-tax-brackets-2026.csv | Federal income tax brackets 2026 by filing status (IRS inflation adjustments) | 1 KB |
| us-federal-2026.json | Federal 2026: brackets, standard deduction, FICA rates and wage base, 401(k)/HSA limits | 2 KB |
| us-state-income-tax-2026.csv | State income tax 2026: type, top rate, bracket count, standard deduction, exemption, as-of year for all 50 states + DC | 3 KB |
| us-states-2026.json | Full state tables 2026: brackets, deductions, credits, local taxes, payroll programs (the file the calculator uses) | 29 KB |
| us-rent-vs-take-home-by-city-2026.csv | Take-home pay after taxes and rent in 40 cities × 10 salaries (2026): HUD FY2026 Fair Market Rents, monthly take-home (single, city tax included), what is left after a one-bedroom, and the salary needed to keep rent at 30% of take-home | 30 KB |
| us-take-home-pay-by-state-2026.csv | Take-home pay in all 50 states + DC for 10 salaries × single/married (2026): federal, FICA, state and payroll taxes, net pay, effective rate and rank — computed by the paysums engine, no local taxes or deductions | 73 KB |
| us-income-needed-to-buy-median-home-2026.csv | Income needed to buy the median home in every state and 40 cities: ACS 2024 median value and property tax, 6.76% 30-year rate (2026-09-10), 20% down, 28% front-end ratio, take-home at that income from the paysums engine | 6 KB |
| take-home-pay-by-country-2026.csv | Take-home pay by country (2026): the same USD-equivalent salary ($30K, $50K, $75K, $100K, $150K, $250K) through the US, UK, Canada, Australia, Germany, France and India engines, converted at ECB reference rates of 2026-09-11 | 4 KB |
| changelog.json | Dated change log of every tax table and data source behind the site, with the official source for each change | 3 KB |
| us-sales-tax-by-state-2026.csv | Sales tax 2026: statutory state rate, population-weighted average local rate (paysums computation, see method below), combined rate, official lookup URL and the source table used for the local average | 9 KB |
| us-local-sales-tax-averages-2026.json | Average local sales tax by state 2026 with the full method note, the Census population file and the official rate table used for every state | 12 KB |
| us-sales-tax-cities-2026.csv | Combined sales tax rate in 40 major US cities (2026) | 1 KB |
| vat-gst-rates-2026.csv | VAT / GST standard and reduced rates in 38 countries (2026) | 2 KB |
| mortgage-rates-weekly.csv | Weekly average 30- and 15-year fixed mortgage rates, last 104 weeks. Source: Freddie Mac Primary Mortgage Market Survey — reproduced with attribution under Freddie Mac's terms, not part of the CC BY grant | 3 KB |
| uk-tax-2026.json | UK income tax, NI, student loan thresholds (2026, the calculator's data file) | 2 KB |
| ca-tax-2026.json | Canada federal + provincial brackets, CPP/EI (2026, the calculator's data file) | 5 KB |
| au-tax-2026.json | Australia resident rates, Medicare levy, HELP (2026, the calculator's data file) | 1 KB |
| in-tax-2026.json | India old/new regime slabs, cess, PF (2026, the calculator's data file) | 2 KB |
| de-tax-2026.json | Germany §32a EStG tariff, Sozialversicherung (2026, the calculator's data file) | 2 KB |
| fr-tax-2026.json | France cotisations, Agirc-Arrco, barème IR (2026, the calculator's data file) | 2 KB |
How the data is kept current
See the dated change log for what moved and when. Every Monday an automated check reads the official sources (IRS, SSA, each state's revenue department, HMRC, CRA, ATO, incometax.gov.in, BMF, URSSAF and DGFiP) and compares them with these files; any change is committed with its source and republished the same day. Mortgage rates come from the Freddie Mac Primary Mortgage Market Survey each Thursday. The methodology page lists what each calculator models and what it leaves out.
How the average local sales tax rates are computed
Thirty-eight states let counties, cities or districts add their own sales tax, so a single “2026 sales tax rate” for a state is really an average. Ours is computed by paysums, not copied: every incorporated city is given the local rate its state revenue department publishes for it, the unincorporated remainder of each county is given the county rate, and the rates are weighted by the Census Bureau's latest sub-county population estimates (Vintage 2025). Local rate = combined rate at the location − statutory state rate. The rate tables come from each state's official source (Streamlined Sales Tax rate files, comptroller and revenue-department downloads, county rate charts); the JSON file above names the exact file used per state. Special districts that the rate tables cannot place on the map (small transit or improvement districts) are omitted except where the state line says otherwise, so a few states run slightly below other published averages. The code is tools/localavg.py in the site's build.
Using the files
- CSV opens in Excel, Google Sheets, Numbers, pandas (
pd.read_csv("https://paysums.com/open-data/files/us-state-income-tax-2026.csv")). - JSON files are the calculators' own inputs:
bracketsare arrays of[upper_bound, rate]withnullfor the top band;stdis the standard deduction by filing status. - Need a field that is missing, or a country we don't cover yet? Tell us.
Frequently asked
Can I use this data commercially?
Yes, under CC BY 4.0 — keep the attribution line with a link to this page.
Are the figures official?
They are transcribed from the official publications named in each file (revenue procedures, statutes, revenue-department tables) and verified against published calculators; the source and as-of year sit next to every figure so you can check it yourself.
How often does it change?
Federal and most state tables change once a year (January); some states adjust mid-year; sales tax rates change quarterly in a few states; mortgage rates weekly. The files are regenerated whenever any figure changes.